CONSULTING SOLUTIONS

Strategic Consulting Services are a suite of services that have been established to provide our customers with the support and ability to make timely and critical day-to-day as well as long-term decisions. Each of our services has been designed using our time-tested experience and applying our expertise to the information and processing needs of financial institution executives.

Our approach is to provide comprehensive information in simple to review presentations and reports that enable you to make timely and proactive decisions.

We also provide project management, operational analysis and system analysis services. Our goal is to maximize your operational productivity in your day-to-day backoffice operations and marketing programs so that you can secure greater sales success with your investment programs.

Standard Carrier Analysis

Monitoring an insurance carrier’s financial strength and stability is an integral part of a financial institution’s insurance program. Strategic Financial has developed the Standard Carrier Analysis presentation to enable a financial institution client to have this vital information at its fingertips. The presentation focuses on the key financial areas of an insurance carrier highlighting the carrier's financial strengths and vulnerabilities.

This package is meant to be a cost-effective method for a financial institution to meets its regulatory requirements, and at the same time evaluate its ongoing relationships with insurers. Most charts provide five years of historical data and where appropriate, comparisons against industry and peer group results. The five sections included are:

• Corporate Organization
• Operating Results
• Balance Sheet Analysis
• Investment Portfolio Results
• Company Ratings

Product Analysis and Comparisons

Product Analysis evaluates the key features of specific products, with comparisons to a user-defined list of similar products. Areas evaluated include:

• Minimum deposit requirements
• Bailout provisions
• Issue ages
• Surrender fees
• Minimum additional payment amounts

These comparisons can be a useful tool when evaluating a new product to be offered to your customers, simplifying the process of sorting through diverse carrier product literature.

Product Analysis also can be used as a training instrument when introducing a new product to your field force. Having a product’s key features detailed on one or two pages make the product easier to understand by the sales representatives, which in turn will make the product easier for them to sell. The Product Analysis becomes a quick reference and a valuable point-of-sales tool.

Project Planning and Management

Our Project Planning services are designed to provide you with the assurances that your projects will be implemented effectively and efficiently. No project to too big or too small for us to manage. A few examples of the types of projects undertaken at Strategic Financial:

• Merging multiple agency systems
• Rolling out a new product portfolio
• Implementing and training on new systems and/or procedures

We can document your existing operational workflows, recommend alternatives and implement the recommendations. We use industry standard project management tools to document the initial project work plan with resources assigned to each task identified. In addition, we monitor the project’s status and timetable throughout the life of the project. Finally, we document all relevant findings at the project’s completion.

System Analysis

Application design and systems integration is a key component of running a successful investment program. Our IT staff can review your current systems, methods of operation and day-to-day work flow. Our insight can help you with the decisions that will impact on the future of your business.